Archive for Uncategorized

May
03

Last post!

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Well, after a little over a year I have had to make a tough decision.  This will be my last post.

I have situations going on at home that require my time and running this site takes a ton of time away from that.

I what to thank all of you that have been with me and following my deals, It’s been fun and awesome meeting all of you. 

I have a few sites that I am blogger friends with so, I want to pass them onto you.

Stop on by:

Rita from Chitowncheapsake.com here.

Bree from Coupons on Caffeine here.

Janae from Keeping Cents here.

Jessica from Jessica’s Coupons here.

Have fun couponing and keep the saving going!

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May
01

Happy Bday to me!

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Sorry, no posts today!  It’s my birthday so, I’m taking the day off for the big 38!

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Apr
24

Happy Easter!

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Happy Easter!!!!

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Apr
22

Down for the count!

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I wish I could get Jewel and Dominick’s deals up, but I pretty much have not moved from the couch all day!  My tea and are are cuddling together under two blankets and a box of tissues.

Lucky for me the deals stink this week.  If I can get myself up long enough to type 2 paragraphs tomorrow….I’ll put up what I like with Walgreens and CVS.  That is if I have time with coloring Easter Eggs.   Sorry, I just feel crummy.

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Apr
14

Tips to save on Gas!

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April is financial literacy month and with Gas Prices killing us…I thought it was appropriate to post!

Despite recent hiring and economic growth in America, gas sales have fallen for five straight weeks, according to MasterCard SpendngPulse. Consumer demand increased for two months before the decline, but the change came when gas prices shot up above $3.50 in all but one state.

About 70 percent of the nation’s major gas-station chains say sales have fallen, according to a March survey by the Oil Price Information Service. More than half reported a drop of 3 percent or more, the steepest decline since the summer of 2008, when gas soared past $4 a gallon.

While some drivers have learned to hunt for better prices on gas — often sold much more cheaply in the suburbs and far from highways — others are finally checking out trains, buses, bikes and other alternative methods of transportation. Read on for nine ways to save without driving your gas guzzling vehicle.

1. Public Transportation
While budgetary cutbacks have impacted public transportation, many cities and even rural areas offer some form of service. It might take longer to get around via buses, subways and trains, public transport allows you to leave that gas guzzler in the garage.

Don’t overlook other opportunities provided by public transportation. Freed from focusing on the road, you can get some work done, make new friends or catch up on email, Facebook, Twitter and cat videos.

2. Bicycle
Winter storms make bicycling impossible in some locations, but peddling your way to work or around town during inclement weather is both cheaper and better for your body. Many places now offer bike lanes, making this form of transportation much safer. Bike libraries or leasing services are increasing in popularity, allowing you to either borrow a bicycle or pay a minimal fee. Some employers even encourage biking by providing a financial incentive and, on occasion, in-house showers with a more casual dress code.

3. Car Pool
Sure it’s a bit more complicated to commute when you have to work around other people’s schedules, but you’ll also have access to those speedy car-pooling lanes. Various cities offer government-organized car pool services, with some even providing the vehicle. As with public transport, you’ll also have extra time to work, put on your makeup, text friends or simply lay back and take a nap. For help coordinating a carpool, check out PickupPal which connects drivers with passengers through social networking tools.

4. Walk
We have legs and feet for a reason. Hit the pavement and get some exercise, whether by power walking, jogging or simply sauntering. I won’t be doing this..it’s 19 miles for me to get to work and I leave at 5:30!  yikes…I’d be up at 3!!!

5. Scooters
These “mini-bikes” are popular in Europe because of super high gas prices. They’re light, agile, and usually much less expensive than motorcycles. While you can’t use a scooter on highways, they’re perfect for short commutes or trips around town.

6. Segways
These new-age transport vehicles are considered somewhat geeky, but John Hinkenlooper was recently elected Colorado governor despite his propensity for Segways. They’re great for getting around town and actually are quite fun to ride.

7. Shop Online
Surfing the Web for everything from groceries to clothes and auto parts allows you to cruise your favorite shops without wasting gas. With the increase in free shipping offers shopping online is even cheaper this year, and consumers have rapidly caught on. A sharp climb in the number of retailers offering free shipping deals helped boost online sales by 24 percent in 2010.
8. Telecommute
Skype, the “cloud,” email and other 21st Century innovations make it even easier to telecommute. Working just one or two days a week from home will cut your gas bill by roughly a fourth or fifth — not so shabby a savings! Consider hosting mandatory business meetings online using virtual platforms like GoToMeetings, which uses a web conferencing tool that allows attendees to share applications in real time.

9. Electric and Hybrid Cars
Kelley Blue Book recently rated the 2011 Nissan Leaf as first in its “Top 10 Green Cars for 2011.” The Leaf not only gets 73 miles per charge (the equivalent of 99 miles per gallon), but it’s also made with recycled materials. (Just thought you might like to know that detail.) The 2011 Chevy Volt placed second as the “most fun” electrically driven car and the Toyota Prius, the original and most-popular hybrid, rounded out the top three. Click here for the complete list.

(thanks, andrea)

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Apr
12

Two great Eversave deals!

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Eversave is now offering local Saves in Chicago- and their first Save is one of our best yet! Pay $5 for $10 worth of crepes, coffee and more from Dana Café!

New members can get this for FREE with our limited time $5 Days!!!

Click here to sign up for Eversave (it’s free) and put your city in as Chicago to get this amazing save!

Not in Chicago? Check out this online deal.  It’s perfect for Mother’s Day!

Pay $20 for $40 worth of vintage-inspired jewelry from 1928.com. Choose from handcrafted rings, bracelets, necklaces and more. You might not be the recipient of the family jewels, but that doesn’t mean you can’t rock a vintage shine!

Pick up something special for yourself, or plan ahead for Mother’s Day!

Click here to get this save from 1928, and remember…if your a new member, sign up here to get this save for only $15 with the $5 new member credit!  The $5 new member credit is only good until Wednesday when it will go back down to $2!

Apr
05

A few FREE Tax prep programs!

Posted by: mbank | Comments View Comments

Tax day is quickly approaching…if you have waited until the last minute, and don’t want to pay to have your taxes done, try them at home for free!

Here are a few at home free programs:

TaxACT – Free Tax Preparation

Completely free federal tax preparation software

H&R Block – Free Edition

Free to prepare, print, and e-file!
It’s easy and guaranteed to be accurate!

TurboTax – Free Edition

Guides you to your Maximum Refund!
Prepare, print, e-file FREE!

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Apr
04

Adoption Nation~My Review!

Posted by: mbank | Comments View Comments

I had the honor of reading a wonderful book by Adam Pertman: Adoption Nation.

While I have had my daughters naturally, many families adopt.  It is a topic that I know only about through friends that have found the joy and love of their children through adoption.

Adoption Nation: How the Adoption Revolution is Transforming Our Families-and America, paints a beautiful picture of the joy and reality that families that go through the adoption process face.  This book is an easy read, a wealth of information and clearly written with experience and emotion.

Adam Pertman covers just about every topic of adoption that I could think of from children being adopted from foster care, from abroad, the adoptees identity, the dilemma of birth parents, and being adoptive parents.  I found this to be an awesome overview.  It touches on many issues of the adoption process that I knew nothing about.  He writes giving feeling and in-site to all parties involved!

Adoption Nation gave me great in-site into a topic I personally knew very little about.  If you are from an adoptive family or thinking about adoption, this is a great read and one that I recommend.

To learn more about Adam Pertman and Adoption Nation, please visit his website here.

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I read this and thought it was interesting…I do tend to play the lottery when it is really big.  Not great odds for winning, but fun to try anyway! I enjoyed the read…..I have never used GetRichslowly.org and only visited it upon reading the article.

GetRichSlowly.org Launches Lottery Simulator to Show Dismal Returns on Frequent Play

 
March 30 2011 (Foster City, CA) – In honor of April Fools’ Day, GetRichSlowly.org releases “The Lottery: An ’Investment’ for Fools” with a bonus lottery simulator. GetRichSlowly.org founder and editor J.D. Roth explains why playing the lottery with an expectation of a positive payoff is foolish – and that nearly any common investment would do far better. The accompanying lottery simulator gives people a chance to try their luck at hitting a lottery jackpot to learn firsthand how the odds are stacked against them without the investment risk.
Highly publicized wins such as the recent $319 million Mega Millions jackpot entice many into playing the lottery with the hopes of striking it rich. GetRichSlowly.org argues that, even at a time when interest rates are at historic lows, traditional investments are a far better bet than the lottery when it comes to building wealth or getting out of debt. Roth explains why individuals who spend time and money trying to win the lottery are better off spending that time looking for a way to slowly grow their bottom line in a high interest savings account.
Roth’s own turn on the simulator, equivalent to playing the lottery twice a week for 1,000 years, breaks down to:
- $104,000 spent on playing
- $11,554 in winnings
-A total return of -88.89 percent
 
If a consumer invested a $100,000 lump sum in one of five common investments for a period of 30 years, a realistic inflation-adjusted return would be:
 
-Gold, real estate or savings account: $135,000 
-Bonds: $200,000
-Stocks: $750,000
 
These expected returns are illustrative only and are not meant to serve as direct comparisons to expected lottery returns through years of repeated play.
 
Though Roth notes that playing the lottery for entertainment can be just fine, he makes the case that counting on the Mega Millions as a moneymaking strategy is a fool’s errand.  “If you really want to strike it rich, don’t play the lottery. Do something boring with your money,” writes Roth. “Take advantage of the extraordinary power of compound interest to get rich slowly. If you don’t have a Roth IRA, start one. Use it to buy indexed mutual funds. If that sounds too complicated for you, then open a savings account.”
 
 “An online savings account that yields a mere 1 percent is a better bet than a sure losing streak with the lottery,” he writes.  
 
 
About GetRichSlowly.org
 
GetRichSlowly.org is a personal finance blog providing readers with a forum for sharing and discussing practical everyday financial strategies. Founded in 2006, the site is based on the premise that few people get rich quickly, but almost anyone can get rich slowly by patiently following some simple rules. GetRichSlowly.org, was ranked among “The Top 100 Personal Finance Websites” by MSN’s Liz Weston and has been named “The Most Inspiring Money Blog” by CNN’s Money Magazine. The website has been featured in The Wall Street Journal, Fox News, CNBC, Real Simple, and The New York Times.

(thanks, jessica)

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Follow these quick steps for a chance to win a TCL 200 WIRELESS VIBRATING ALARM CLOCK:

1. Visit http://www.amplicomusa.com/facebook-offer.php and fill out the information
2. Like Amplicom USA on Facebook

The drawing is on April 15, 2011.

The shrill sound of the morning alarm can be a cruel punishment – especially for your significant other, sibling or roommate who don’t have to rise and shine as early as you.  Now you can brush up your bedside manners with the most considerate of wake-up devices – the AMPLICOM TCL 200 (www.amplicomusa.com).  This digital alarm clock comes with a wireless shaker pad that is placed under your pillow and set to vibrate – not ring – at the appointed time.

If you happen to sleep solo, you have the option to choose one of several ringtones with or without the shaker.  The clock even has a dual alarm time setting so you program different alarm times simultaneously, and can be programmed to sound/vibrate only on weekdays, only on weekends, or every day. 

The TCL 200 retails for $124.95.

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